Privacy Policy
Last Updated: 30th August 2026
1. Introduction
Ausswide Loans ("we", "our", or "us") is committed to protecting your privacy and managing your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). This policy outlines how we collect, use, disclose, and protect your personal and credit information.
2. Information We Collect
To provide you with mortgage and finance broking services, we may collect:
- Personal Information: Name, address, contact details, date of birth, and employment details.
- Financial & Credit Information: Income, expenses, assets, liabilities, bank statements, credit history, and credit scores.
3. How We Use Your Information
We use your information strictly to:
- Assess your financial situation and eligibility for loans.
- Recommend suitable loan products in accordance with the Best Interests Duty.
- Prepare and submit loan applications to lenders on our panel.
- Communicate with you regarding your application or settlement process.
4. Disclosure of Information
We will not sell your data. We may disclose your information to:
- Banks, credit providers, and non-bank lenders to process your application.
- Our mortgage aggregator, compliance auditors, or IT service providers.
- Government bodies (e.g., ATO, State Revenue Offices) if required for grants or by law.
5. Security
We take reasonable steps to protect your personal information from misuse, interference, loss, unauthorized access, modification, or disclosure through secure digital storage and encryption.
6. Access and Corrections
You have the right to access the personal information we hold about you and request corrections if it is inaccurate. To do so, please contact us.
7. Contact Us
For any privacy-related questions or complaints, please contact:
- Director: Kiranjit (Kiran) Sidhu
- Phone: 0427244961
- Website: ausswideloans.com.au
